In a typical home buying transaction, you will go through both the pre-qualification and underwriting process. The pre-qualification process always precedes the full underwriting. When you are applying for a mortgage to buy a home, start by talking to your lender and have them outline all the steps you must take in order to complete […]
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The answer is simple: have your finances in order! In a hot real estate market, you have to bring a strong offer to the table when you are ready to buy. When a seller accepts an offer, they are trusting you in good faith that you have the means to complete the sale, and having […]
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Pre-qualification is one step you can take to make your home buying process go a little bit smoother. That is why one of the first items of business to get squared away when you are in the home buying process is: financial pre-qualification. Some people might think this is only relevant if you are planning […]
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The end goal of a property transaction is for both the buyer and seller to come together and say yes to both the price and terms of an offer. It’s very uncommon for either party to be completely satisfied or feel like they’ve achieved the perfect deal, because such a thing does not exist! There […]
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Avoid the trap of mind games during the negotiation stage. At the end of the day, this is a business transaction, and the seller’s main motive is simply to sell their home at the best price. The negotiation stage reveals the true current market value for the property you want based on the demand. Avoid […]
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The market fluctuates constantly, so if you want to know what you will need to pay to get the home you want, analyze the market trends! In the end, whether you agree with the market trends or not, most homes are going to sell for a price that falls within a range that reflects the […]
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It’s the moment you’ve been waiting for… You’re ready to submit an offer on a home, which means it’s time to start the negotiations. Watch out for the biggest mistake property buyers make during the negotiation process: not preparing adequately! In order to be an effective negotiator, you must do your research and be knowledgeable […]
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Your most effective home buying process is ultimately going to involve a combination of touring homes online and in-person. The combined approach allows you to efficiently use your time to weed out houses online you don’t like, while also giving you a well rounded knowledge set about the homes you love and want to tour […]
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Relative decisions refers to the way we process information based on the factors available to us at the moment we are making that choice. The concept of relative decision making ties into the home buying process because prospective homeowners must make a relative decision when choosing what properties they like. At any given moment, you […]
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Even when you are in the early days of your home buying journey, you want to start out by touring neighborhoods before getting attached to specific homes. This is an essential first step as it will guide the rest of your home buying search. It’s critical to think about the lifestyle you want to have […]
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