In the coming months, it’s important to watch for the Metro-Phoenix single-family housing market to cool slightly, influenced by the holiday season, fluctuating interest rates, and a tightening inventory of homes. For buyers waiting on the sidelines, December is an opportune time to negotiate price and terms. By January, inventory is expected to rise, ushering […]
In a typical home buying transaction, you will go through both the pre-qualification and underwriting process. The pre-qualification process always precedes the full underwriting. When you are applying for a mortgage to buy a home, start by talking to your lender and have them outline all the steps you must take in order to complete […]
It’s a natural instinct to rush to defend your home when you hear constructive criticism about it, but fight this urge! If you are too quick to defend your home and shut down those conversations, you are missing out on learning valuable knowledge about your property. Ultimately someone is just sharing their opinion with you, […]
Scottsdale, Arizona, is the perfect destination to celebrate winter, offering a blend of festive cheer, cultural events, and unique experiences. From holiday light displays to world-class auctions, the city comes alive during December 2024 and January 2025, promising something special for everyone. Here are five standout events to mark on your calendar: 1. Scottsdazzle Holiday […]
To fast track the timeline of selling your home, listen to the feedback you receive from prospective buyers and their agents. This information will be extremely valuable for you as you learn the strengths and weaknesses of your listing. Remember not to take the feedback you hear personally, because even the most stunning homes are […]
Donald Trump’s confirmation as the 47th President of the United States has set the stage for significant shifts in economic policy, with wide-reaching implications for the housing market and mortgage rates. As the real estate mogul-turned-politician embarks on his second term, his administration’s policies are expected to directly and indirectly influence mortgage rates. From tax […]
In the coming months, Scottsdale’s single-family home prices are expected to rise through November and December. Historical trends indicate that inventory may tighten further as the typical holiday slowdown in new listings takes effect, creating a potentially competitive landscape for year-end buyers. – Grant Van Dyke Scottsdale Average Sales Price: September 2024 > $1,562,534 vs […]
In the coming months, Metro Phoenix’s single-family home prices are projected to experience a modest increase, with inventory potentially tightening as holiday season listings typically slow. While mortgage rates currently average 6.88%, mortgage bankers expect gradual declines in the months ahead, which could offer some relief for buyers looking to enter the market. – Grant […]
Pre-qualification is one step you can take to make your home buying process go a little bit smoother. That is why one of the first items of business to get squared away when you are in the home buying process is: financial pre-qualification. Some people might think this is only relevant if you are planning […]
Despite the Federal Reserve’s recent reduction of the federal funds rate by 50 basis points in September 2024, mortgage rates have unexpectedly risen. Here’s an expanded look at why mortgage rates have increased recently despite a federal funds rate cut. We’ll also delve into how the upcoming 2024 election, with its potential to influence economic […]
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