Buyers across Arizona are asking the same question: Should I wait for mortgage rates to drop before making a purchase? To answer that, let’s look at what actually happens when you slide the rate, not the price. What Happens When Your Rate Drops Just 1% Even a slight shift in the 30-year mortgage rate can […]
We are so glad you asked! Often people decide they want to buy a home, but they aren’t super clear on the particulars of what they want that home to look like in terms of location, size, features, and price. The outer ring is the first step where you may begin to start looking at […]
If a buyer has the financial liquidity, they may choose to pay for a home in cash and forgo mortgaging the home. The process for paying for a home in cash works a little bit differently. The main thing to note is that: Instead, you can request a letter from your financial institution that states […]
Prospective buyers face a lot of big decisions and uncertainty during the journey to find a new home, especially around financing and logistics. What does that look like? It will vary by situation, but you want to present solutions to the challenges a home buyer might be facing. There are different clauses and contingency plans […]
You’ve probably heard it a dozen times: “I’ll buy once rates drop.” But here’s the reality: even as the Federal Reserve begins trimming interest rates, mortgage rates have actually crept higher. It sounds counterintuitive, but it’s not uncommon. And that’s precisely why informed buyers, the ones who understand how markets truly work, are stepping in […]
You can use the internet to your advantage to curate a highlight reel of photos that allows you to market your home in it’s most favorable light. We’ve talked about some of the drawbacks of the online listing services, but there are also many benefits to selling a home in the digital world. By writing […]
In the coming months, it’s important to watch for softening prices, as both averages and medians have slipped year-over-year, creating more negotiating power for buyers. Inventory levels continue to climb, offering more choices and putting pressure on sellers to price competitively. With mortgage rates holding steady, the key question is whether demand will keep pace […]
The answer is no! Someone might think it’s amazing that their home listing was viewed by thousands of people, but in reality that metric is meaningless if none of those online viewers are interested buyers. Always remember, the internet does give homes way more exposure online to reach a vast audience, but that also means […]
Pre-qualification is one step you can take to make your home buying process go a little bit smoother. That is why one of the first items of business to get squared away when you are in the home buying process is: financial pre-qualification. Some people might think this is only relevant if you are planning […]
Scottsdale’s housing market is shifting, and the next few months will be key for both buyers and sellers. Average sales prices dropped 7% in August, and price per square foot continues to ease, creating opportunities for strategic buyers. While inventory dipped slightly, we’re still sitting at a six-month supply, a historically high level that gives […]
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